Our aim is to give people financial autonomy and thus enable them to make optimal life decisions.

After more than 20 years of experience in financial matters, we know: It is almost impossible to provide truly comprehensive and individual advice. The world of finance is too complex.

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Photo of Horst Schneider riding a motocross bikePhoto by Horst Schneider
From the vision to the AIRboard

Life is unpredictable

Get to know Horst Schneider, the founder of the AIRboard: After completing his apprenticeship as a carpenter, he became a motocross racer, competed in international championships and was sometimes in the top 5 at European championships. A serious accident ended his career.

In hospital, a roommate inspired him to make a fresh start in the world of finance. Horst studied financial economics, completed his master's degree in finance and worked for renowned banks and financial service providers such as Ellwanger & Geiger, Feri Trust and MLP.

Two stages of life, one key insight: life is unpredictable, but with flexibility and focus, many things are possible. The AIRboard applies this philosophy to your finances: stay flexible, adapt your dreams, pursue your goals.

Everyone has plans for their life - but hardly anyone plans their finances in such a way that they are optimally prepared for every phase of life. How can they? The interrelationships are often too complex. This is exactly where the AIRboard comes into play.

Horst Schneider
Founder & Managing Director
Mannheim location

Inspiring environment, agile network

The FinTech scene in the Rhine-Neckar region has a lot of potential. There is an agile network with tech giants, numerous financial service providers and universities. In Mannheim, we are part of the startup and tech community at the MAFINEX Technology Center. There, we benefit from the inspiring atmosphere of a lively startup ecosystem with numerous events such as workshops, meetups and hackathons.

Photo of a house facadePhoto of a meeting roomPhoto of the AIR GmbH teamPicture of a house facadePhoto of a modern officePhoto of a modern office
Supporters of our vision

Our mentors

Photo by Prof. Dr. Wolfgang Kuhn
Prof. Dr. Wolfgang Kuhn
Supervisory Board, Ex-CEO Südwestbank AG Honorary Professor at the Institute for Trade and Banking, University of Leipzig
Photo by Lars Lamade
Lars Lamade, SAP SE
Head of Global Sponsorships Supervisory Board SAP SE
Our business model

How we finance ourselves

You can use the AIRboard for a flat fee. Our permanently employed AIRboard companions work free of commission. We act independently and do not offer insurance, financial or credit brokerage services.

Free service

You can use the AIRboard free of charge to a certain extent: It creates your individual AIRprofile based on your lifestyle, your goals and your safety needs. The most important points are visible, but not yet fully developed.

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One-off fee

For a one-off fee, our algorithm details your AIR profile and translates it into customized budgets and financial products. You receive a comprehensive evaluation: your individual financial needs concept. This allows you to review existing insurance policies and investments and adapt them to all your circumstances throughout your life. You decide whether you do this yourself or with a financial advisor.

Prices & services
Brokerage contract

Service offer: Don't want to implement your financial needs concept yourself and don't have a financial advisor? Then we recommend licensed partner companies that will implement your financial needs concept in line with the 100% AIR promise. In this case, you don't need to worry about anything: After your explicit order, we will transmit your concept so that it can become reality straight away.